To manage your personal finances, you may be using licensed products such as Quicken Starter Edition or Moneydance 2009. These usually cost you from $20 to $50 to secure. Fortunately, for those who are pressed for money, a no-cost alternative to personal finance software has arrived: ClearCheckBook.
ClearCheckBook is an online financial software application that lets you track your accounts wherever and whenever you have access to the Internet. This enables you to check your financial status through your laptop or mobile phone. Because it’s an online service, it neither eats up your computer’s memory space nor costs you a single cent. Despite the fact that it’s online, ClearCheckBook ensures the security of your accounts because it requires you to use a strong password for your account. It also discourages you from entering your credit card and bank account information when naming your accounts. You can also import data from your offline transactions as long as they are compatible with the formats supported by ClearCheckBook. There is also an option to export data from the program and store it in a CSV file format that is viewable on your general-purpose spreadsheet. If you’re managing a small business, you can also use ClearCheckBook to keep tabs on your net gains and losses. The program stores monthly reports as far back as 10 months. To see specific data for a particular month or account, you can simply click on a specific month in that account’s financial reports. You can also set limits to your budget and expenses. Setting limits enables you to gauge if your monthly expenses are way overboard. This information, paired with your monthly financial reports, helps you make judicious decisions regarding your business venture.
An updated version of ClearCheckBook also enables you to set deadlines for important transactions. This way, you can be alerted of bill payments, money transfers and other financial activities. It also introduces a more stable method of accessing your account through mobile phone or online messenger. The upgraded version even includes a scratch pad so you can draw up random thoughts and rough drafts while attending to other parts of your business. With these features, ClearCheckBook is indeed a personal financial assistant you can rely on. Because it is still in its developing stages, its creators are very welcome to donations from satisfied users like you. So, go and spread the word about ClearCheckBook. Who knows? With a few more funding, it could very well outperform other licensed financial software products.
